Save for the future!

Earn dividends while keeping your money safe and insured with a minimum balance of $1,000. Save for the future or simply earn a higher rate with a term certificate.


$1,000 minimum deposit to open

Earn dividends with minimum balance of $1,000

Earn higher dividend rate than Statement Savings or Money Market Account

Select terms from 6, 12, 13**, 24, 36, 48 or 60 months

Easy auto-renew options

Convenient dividend payment options

*Annual Percentage Yield. **Special term for a limited time only. Rates subject to change without notice. A penalty may be imposed for withdrawals before maturity. Refer to the fee schedule and account disclosure for more information.

ID required at account opening.

Early withdrawal penalty may apply. Refer to separate fee schedule, dividends and account disclosure page for more information.

You can become a member of SFCU if you or a member of your immediate family lives, works, worships or attends school in Bristol County, Plymouth County & Barnstable County in Massachusetts; Bristol, Kent, Newport and Providence counties in Rhode Island; and the Rhode Island towns of Charlestown, Exeter, Hopkinton, Narragansett, New Shoreham, North Kingstown, Richmond and South Kingstown.

ATTENTION MEMBERS: Our Popmoney® personal payment service partner has decided to discontinue the Popmoney® service, effective 06/21/2023. As a result, Zelle® will be the preferred peer to peer payment system for members of SFCU starting 06/22/2023.
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