Arlene Fortin has always been an absolute pleasure to work with.
SFCU Member
Loan Rates
New & Used Auto Loan Rates
Effective Date: Wednesday, April 23, 2025
| Term | APR* As Low As | Monthly Payment Per $1,000 Borrowed for 12 Months |
|---|---|---|
| 12 Months to 72 Months | 6.50% | $86.30 |
Rate based on credit score and reflects a 0.25% discount for automatic payment deducted from qualified SFCU account. Add 1% to the rate if financing 100%.
2025 – 2024 is considered New Autos.
2023 – 2018 is considered Used Autos.
*APR is Annual Percentage Rate.
Boat & RV Loan Rates
Effective Date: Wednesday, April 23, 2025
| Term | APR* As Low As | Monthly Payment Per $1,000 Borrowed for 12 Months |
|---|---|---|
| 12 Months to 72 Months | 8.50% | $87.22 |
Rate based on credit score and reflects a 0.25% discount for automatic payment deducted from qualified SFCU account.
20% downpayment required. $80,000 (new) and $60,000 (used) maximum loan amount.
*APR is Annual Percentage Rate.
Motorcycle Loan Rates
Effective Date: Wednesday, April 23, 2025
| Term | APR* As Low As | Monthly Payment Per $1,000 Borrowed for 12 Months |
|---|---|---|
| 12 Months to 60 Months | 7.75% | $86.87 |
Rate based on credit score and reflects a 0.25% discount for automatic payment deducted from qualified SFCU account.
20% down payment required.
*APR is Annual Percentage Rate.
Personal Loan Rates
Effective Date: Wednesday, April 23, 2025
| Term | APR* As Low As | Monthly Payment Per $1,000 Borrowed |
|---|---|---|
| 12 Months | 9.25% | $87.57 |
| 24 Months | 9.25% | $45.80 |
| 36 Months | 9.25% | $31.92 |
| 48 Months | 9.50% | $25.12 |
| 60 Months | 9.50% | $21.00 |
Rate based on credit score and reflects a 0.25% discount for automatic payment deducted from qualified SFCU account.
*APR is Annual Percentage Rate.
Share Secured Loan Rates
Effective Date: Wednesday, April 23, 2025
| Term | APR* As Low As | Monthly Payment Per $1,000 Borrowed Borrowed for 12 Months |
|---|---|---|
| 12 Months to 36 Months | 3.50% | $84.92 |
*APR is Annual Percentage Rate.
Home Alternative Energy Loan Rates
Effective Date: Wednesday, April 23, 2025
| Term | APR* As Low As | Monthly Payment Per $1,000 Borrowed |
|---|---|---|
| 12 Months | 7.00% | $86.53 |
Call for additional terms and rates. Monthly payment per $1,000 borrowed depends upon rate and term selected.
*APR is Annual Percentage Rate.
Debt Consolidation Loan Rates
Effective Date: Wednesday, April 23, 2025
| Term | APR* As Low As | Monthly Payment Per $1,000 Borrowed |
|---|---|---|
| 12 to 36 Months | 10.25% | $88.03 (based on a 12 month term) |
| 37 to 60 Months | 11.75% | $11.75 (based on a 37 month term) |
Rates apply to bill consolidation loans greater than $10,000.00 and reflects a 0.25% discount for automatic payment deducted from qualified SFCU account.
*APR is Annual Percentage Rate.
In my 30+ years in Somerset, I have never seen a financial institution with such great service. Keep up the great work, you have a great deal to be proud of.
SFCU Member
I was overall pleased with my experience. Jessica, our Money Management Officer, was easy going and very professional. She understood my circumstance, had compassion and a genuine, caring, pleasant persona for my situation.
SFCU Member
Our Money Management Officer, Kassandra, was great to work with. I do not think she could do better.
SFCU Member