Loan Rates

New & Used Auto Loan Rates

Effective Date: Friday, September 22, 2023

Term APR* As Low As Monthly Payment Per $1,000 Borrowed for 12 Months
12 Months to 72 Months 5.50% $85.84

Rate based on Credit Score.  Add 1% to the rate if financing 100%.

*APR is Annual Percentage Rate.

Boat & RV Loan Rates

Effective Date: Friday, September 22, 2023

Term APR* As Low As Monthly Payment Per $1,000 Borrowed for 12 Months
12 Months to 72 Months 8.50% $87.22

Rate based on Credit Score. 20% downpayment required. $80,000 (new) and $60,000 (used) maximum loan amount.

*APR is Annual Percentage Rate.

Motorcycle Loan Rates

Effective Date: Friday, September 22, 2023

Term APR* As Low As Monthly Payment Per $1,000 Borrowed for 12 Months
12 Months to 60 Months 7.50% $86.76

Rate based on Credit Score. 20% down payment required.

*APR is Annual Percentage Rate.

Personal Loan Rates

Effective Date: Friday, September 22, 2023

Term APR* As Low As Monthly Payment Per $1,000 Borrowed
12 Months 9.00% $87.45
24 Months 9.00% $45.68
36 Months 9.00% $31.80
48 Months 9.25% $25.00
60 Months 9.25% $20.88

Rate based on Credit Score.

*APR is Annual Percentage Rate.

Share Secured Loan Rates

Effective Date: Friday, September 22, 2023

Term APR* As Low As Monthly Payment Per $1,000 Borrowed Borrowed for 12 Months
12 Months to 36 Months 3.50% $84.92

*APR is Annual Percentage Rate.

Home Alternative Energy Loan Rates

Effective Date: Friday, September 22, 2023

Term APR* As Low As Monthly Payment Per $1,000 Borrowed
12 Months 5.50% $85.84

Call for additional terms and rates. Monthly payment per $1,000 borrowed depends upon rate and term selected.

*APR is Annual Percentage Rate.

Debt Consolidation Loan Rates

Effective Date: Friday, September 22, 2023

Term Pay with Direct Payment Monthly Payment Per $1,000 Borrowed
12 to 36 Months 10.25% $88.03 (based on a 12 month term)
37 to 60 Months 11.75% $11.75 (based on a 37 month term)

Rates apply to bill consolidation loans greater than $10,000.00.

ATTENTION MEMBERS: Due to our Core System Conversion please make note that a paper statement will be mailed to ALL original SFCU members for statement ending September 30th. Following this, statement distribution will return to normal with you receiving either the e-statement or paper statements for which you are enrolled.
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