Our Money Management Officer, Kassandra, was great to work with. I do not think she could do better.
SFCU Member
Loan Rates
New & Used Auto Loan Rates
Effective Date: Friday, September 22, 2023
| Term | APR* As Low As | Monthly Payment Per $1,000 Borrowed for 12 Months |
|---|---|---|
| 12 Months to 72 Months | 5.50% | $85.84 |
Rate based on Credit Score. Add 1% to the rate if financing 100%.
*APR is Annual Percentage Rate.
Boat & RV Loan Rates
Effective Date: Friday, September 22, 2023
| Term | APR* As Low As | Monthly Payment Per $1,000 Borrowed for 12 Months |
|---|---|---|
| 12 Months to 72 Months | 8.50% | $87.22 |
Rate based on Credit Score. 20% downpayment required. $80,000 (new) and $60,000 (used) maximum loan amount.
*APR is Annual Percentage Rate.
Motorcycle Loan Rates
Effective Date: Friday, September 22, 2023
| Term | APR* As Low As | Monthly Payment Per $1,000 Borrowed for 12 Months |
|---|---|---|
| 12 Months to 60 Months | 7.50% | $86.76 |
Rate based on Credit Score. 20% down payment required.
*APR is Annual Percentage Rate.
Personal Loan Rates
Effective Date: Friday, September 22, 2023
| Term | APR* As Low As | Monthly Payment Per $1,000 Borrowed |
|---|---|---|
| 12 Months | 9.00% | $87.45 |
| 24 Months | 9.00% | $45.68 |
| 36 Months | 9.00% | $31.80 |
| 48 Months | 9.25% | $25.00 |
| 60 Months | 9.25% | $20.88 |
Rate based on Credit Score.
*APR is Annual Percentage Rate.
Share Secured Loan Rates
Effective Date: Friday, September 22, 2023
| Term | APR* As Low As | Monthly Payment Per $1,000 Borrowed Borrowed for 12 Months |
|---|---|---|
| 12 Months to 36 Months | 3.50% | $84.92 |
*APR is Annual Percentage Rate.
Home Alternative Energy Loan Rates
Effective Date: Friday, September 22, 2023
| Term | APR* As Low As | Monthly Payment Per $1,000 Borrowed |
|---|---|---|
| 12 Months | 5.50% | $85.84 |
Call for additional terms and rates. Monthly payment per $1,000 borrowed depends upon rate and term selected.
*APR is Annual Percentage Rate.
Debt Consolidation Loan Rates
Effective Date: Friday, September 22, 2023
| Term | Pay with Direct Payment | Monthly Payment Per $1,000 Borrowed |
|---|---|---|
| 12 to 36 Months | 10.25% | $88.03 (based on a 12 month term) |
| 37 to 60 Months | 11.75% | $11.75 (based on a 37 month term) |
Rates apply to bill consolidation loans greater than $10,000.00.
In my 30+ years in Somerset, I have never seen a financial institution with such great service. Keep up the great work, you have a great deal to be proud of.
SFCU Member
I was overall pleased with my experience. Jessica, our Money Management Officer, was easy going and very professional. She understood my circumstance, had compassion and a genuine, caring, pleasant persona for my situation.
SFCU Member
I sincerely appreciate the personalized experience we receive from all of the staff at SFCU, whether it be the person greeting you at the front door, the tellers, the staff that helps with notarizations, mortgages or wire transfers. I have dealt with all of these areas at the Credit Union and have always been assisted in a timely, friendly and helpful manner. It is by far the best bank/credit union I do and have ever done business with.
SFCU Member