In my 30+ years in Somerset, I have never seen a financial institution with such great service. Keep up the great work, you have a great deal to be proud of.
SFCU Member
Loan Rates
New & Used Auto Loan Rates
Effective Date: Sunday, September 25, 2022
| Term | APR* As Low As | Monthly Payment Per $1,000 Borrowed for 12 Months |
|---|---|---|
| 12 Months to 72 Months | 3.00% | $84.69 |
Rate based on Credit Score. Add 1% to the rate if financing 100%.
*APR is Annual Percentage Rate.
Boat & RV Loan Rates
Effective Date: Sunday, September 25, 2022
| Term | APR* As Low As | Monthly Payment Per $1,000 Borrowed for 12 Months |
|---|---|---|
| 12 Months to 72 Months | 6.50% | $86.30 |
Rate based on Credit Score. 20% downpayment required. $80,000 (new) and $60,000 (used) maximum loan amount.
*APR is Annual Percentage Rate.
Motorcycle Loan Rates
Effective Date: Sunday, September 25, 2022
| Term | APR* As Low As | Monthly Payment Per $1,000 Borrowed for 12 Months |
|---|---|---|
| 12 Months to 60 Months | 5.50% | $85.84 |
Rate based on Credit Score. 20% down payment required.
*APR is Annual Percentage Rate.
Personal Loan Rates
Effective Date: Sunday, September 25, 2022
| Term | APR* As Low As | Monthly Payment Per $1,000 Borrowed |
|---|---|---|
| 12 Months | 6.25% | $86.18 |
| 24 Months | 6.25% | $44.43 |
| 36 Months | 6.25% | $30.54 |
| 48 Months | 6.50% | $23.71 |
| 60 Months | 6.50% | $19.57 |
Rate based on Credit Score.
*APR is Annual Percentage Rate.
Passbook Loan Rates
Effective Date: Sunday, September 25, 2022
| Term | APR* As Low As | Monthly Payment Per $1,000 Borrowed |
|---|---|---|
| 12 Months | 3.50% | $84.92 |
*APR is Annual Percentage Rate.
Home Alternative Energy Loan Rates
Effective Date: Sunday, September 25, 2022
| Term | APR* As Low As | Monthly Payment Per $1,000 Borrowed |
|---|---|---|
| 12 Months | 4.25% | $85.26 |
Call for additional terms and rates. Monthly payment per $1,000 borrowed depends upon rate and term selected.
*APR is Annual Percentage Rate.
Bill Consolidation Loan Rates
Effective Date: Sunday, September 25, 2022
| Term | Pay with Direct Payment | Pay without Direct Payment |
|---|---|---|
| 6 to 36 Months | 9.75% | 10.00% |
| 40 to 60 Months | 11.25% | 11.50% |
Rates apply to bill consolidation loans greater than $10,000.00.
I have been a member for a very long time. I am always satisfied with whatever I need to do at the Credit Union. The staff is always accommodating and courteous. The hours of operation are also very convenient.
SFCU Member
Our Loan Officer, Arlene, was so nice to work with. Her knowledge of the loan process and her ability to listen for what we wanted in a mortgage made the transition go smoothly. A very nice experience.
SFCU Member
I sincerely appreciate the personalized experience we receive from all of the staff at SFCU, whether it be the person greeting you at the front door, the tellers, the staff that helps with notarizations, mortgages or wire transfers. I have dealt with all of these areas at the Credit Union and have always been assisted in a timely, friendly and helpful manner. It is by far the best bank/credit union I do and have ever done business with.
SFCU Member