Fixed-Rate Home Equity Loan 1st Lien

Use the equity in your home as a quick way to get the cash you need!

Whether you are making a large purchase, consolidating debt or paying tuition, this solution offers you a low fixed-rate and flexible terms up to 15 years.


No closing costs if you borrow at least $25,000 – you pay only appraisal and mortgage discharge fees, if applicable

May borrow less than $25,000 but borrower pays closing costs

Fast approval process

Maximum loan amount is $100,000

Maximum term of 15 years

Must be the only mortgage on the property and owner occupied

Upon approval you will need to open an account with the Credit Union and maintain a $5 minimum balance in the account for the life of the loan.

Rates/Terms are subject to change without notice.