Do you enjoy the “free” things in life?

If you like convenient services, earning dividends and no monthly service fees, our FREE Checking account is right for you!


$5 minimum deposit to open

Earn dividends with minimum balance of $500

No monthly service charges

Unlimited transactions

Free first order of standard checks

Monthly statements for easy record keeping

No ATM fees at SFCU ATMs or anywhere you see the Allpoint® Network logo

Free Visa® Debit Card with the additional security of Verified by Visa® and Visa®‘s Zero Liability

Free Bill Pay

Standard Overdraft Privilege (member may upgrade to extended overdraft privilege)

Free 24-hour access via TELLERphone (audio response)

Refer to separate fee schedule, dividends and account disclosure page for more information.

ID required at account opening.

You can become a member of SFCU if you or a member of your immediate family lives, works, worships or attends school in Bristol County, Plymouth County & Barnstable County in Massachusetts; Bristol, Kent, Newport and Providence counties in Rhode Island; and the Rhode Island towns of Charlestown, Exeter, Hopkinton, Narragansett, New Shoreham, North Kingstown, Richmond and South Kingstown.