Fresh Start Loans

Get on the path to financial wellness!

Whether you are looking to establish credit or rebuild your current credit score, you need a strong foundation, and that is where we come in! With a Fresh Start Loan, you can improve your financial situation and gain peace of mind as you start on the path to financial wellness.


12.75% APR*

12-month term only

Maximum loan amount of $1,000

Must present a valid ID and employment information when applying

*APR = Annual Percentage Rate. Upon approval you will need to open an account with the Credit Union and maintain a $5 minimum balance in the account for the life of the loan. Rate/Term is subject to change without notice. Rate based on direct payment from SFCU checking or savings account. Add .25% for non-direct payment.