As a thank you for purchasing GAP, you will receive the Auto Advantage Program.

Auto Deductible Reimbursement (ADR)

Pays up to five hundred dollars ($500) per Loss (UNLIMITED losses per year) when a Loss is filed and paid by the auto insurance company for a Covered Auto the Member owns or leases evidenced by the title or registration. AND insures under an Auto Insurance Policy designating the Member as the Name Insured.

To file claims, the borrower should call 1-877-296-4892 or go to The claims area will confirm the borrower has the ADR benefit and will provide them with a claim form. The borrower will then complete the form and send it back to the claims area along with the required documents. When a claim is approved, reimbursement checks will be sent directly to the borrower.

Personal ID Restoration Consulting

With Personal ID Restoration Consulting, you now have the peace of mind knowing that a professional is standing ready to help restore your good name if an identity theft strikes.

To take advantage of this service, the benefit holder should call 1-877-296-4892 and an ID Theft Advocate will personally manage and assist with ID Restoration.

Warranty Vault

Help protect your purchases…the Warranty Vault makes it quick and convenient! The online storage and organizing service that helps you to take full advantage of your consumer product warranties while you are a member of the Auto Advantage Program.

To take advantage of this service, the benefit holder should go to and add product warranty information and receipt information to maintain a list of warranties.

This summary is a brief overview of the program and is not to be considered a full disclosure of policy terms. Please refer to the Terms and Conditions for complete forms, conditions, limitations, definitions and exclusions at