Home Equity Loan Rates

Fixed-Rate Home Equity Loan – 1st Lien

Effective Date: Saturday, November 28, 2020

Term Rate APR*
10 Years 3.375% 3.604%
15 Years 3.500% 3.659%

APR based on $100,0000. Maximum loan amount – $100,000.

*APR = Annual Percentage Rate. The rate is based on approved credit, direct payment from a SFCU account, and is subject to change without notice. Refinancing existing SFCU loans excluded. Minimum $5.00 deposit account required. This offer may be withdrawn at any time. Other restrictions may apply. Other terms and rates may apply based on the credit worthiness of the borrower and alternative payment sources.

Fixed Rate Home Equity Loan – 2nd Mortgage

Effective Date: Saturday, November 28, 2020

Term Rate APR*
5 Years 4.000% 4.396%
10 Years 4.500% 4.828%
15 Years 5.000% 5.305%

APR based on $50,000.

*APR = Annual Percentage Rate. The rate is based on approved credit, direct payment from a SFCU account, and is subject to change without notice. Refinancing existing SFCU loans excluded. Minimum $5.00 deposit account required. This offer may be withdrawn at any time. Other restrictions may apply. Other terms and rates may apply based on the credit worthiness of the borrower and alternative payment sources.

Home Equity Line of Credit

Effective Date: Saturday, November 28, 2020

Term Rate APR*
10 Years 2.99% 2.99%

After the first year the interest rate adjusts 1.0% per quarter up until it reaches the current Wall Street Journal Prime rate, not to exceed 18.0%.

*APR = Annual Percentage Rate. The rate is based on approved credit, direct payment from a SFCU account, and is subject to change without notice. Refinancing existing SFCU loans excluded. Minimum $5.00 deposit account required. This offer may be withdrawn at any time. Other restrictions may apply. Other terms and rates may apply based on the credit worthiness of the borrower and alternative payment sources.

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