Our friend mentioned how great SFCU was to work with. The staff makes you feel welcome. Working with the mortgage team was great and very helpful.
SFCU Member
Home Equity Loan Rates
Fixed-Rate Home Equity Loan – 1st Lien
Effective Date: Saturday, September 18, 2021
| Term | Rate | APR* |
|---|---|---|
| 10 Years | 3.250% | 3.482% |
| 15 Years | 3.375% | 3.535% |
APR based on $100,0000. Maximum loan amount – $100,000.
*APR = Annual Percentage Rate. The rate is based on approved credit, direct payment from a SFCU account, and is subject to change without notice. Refinancing existing SFCU loans excluded. Minimum $5.00 deposit account required. This offer may be withdrawn at any time. Other restrictions may apply. Other terms and rates may apply based on the credit worthiness of the borrower and alternative payment sources.
Fixed Rate Home Equity Loan – 2nd Mortgage
Effective Date: Saturday, September 18, 2021
| Term | Rate | APR* |
|---|---|---|
| 5 Years | 4.000% | 4.147% |
| 10 Years | 4.500% | 4.578% |
| 15 Years | 5.000% | 5.055% |
APR based on $50,000.
*APR = Annual Percentage Rate. The rate is based on approved credit, direct payment from a SFCU account, and is subject to change without notice. Refinancing existing SFCU loans excluded. Minimum $5.00 deposit account required. This offer may be withdrawn at any time. Other restrictions may apply. Other terms and rates may apply based on the credit worthiness of the borrower and alternative payment sources.
Home Equity Line of Credit
Effective Date: Saturday, September 18, 2021
| Term | Rate | APR* |
|---|---|---|
| 10 Years | 2.50% | 2.50% |
After the first year (12 months) the interest rate adjusts 1.0% per quarter up until it reaches the current Wall Street Journal Prime rate, not to exceed 18.0%. Maximum loan amount – $150,000.
| Term | Rate | APR* |
|---|---|---|
| 10 Years | 2.99% | 2.99% |
After the second year (24 months) the interest rate adjusts 1.0% per quarter up until it reaches the current Wall Street Journal Prime rate, not to exceed 18.0%. Maximum loan amount – $150,000.
*APR = Annual Percentage Rate. The rate is based on approved credit, direct payment from a SFCU account, and is subject to change without notice. Refinancing existing SFCU loans excluded. Minimum $5.00 deposit account required. This offer may be withdrawn at any time. Other restrictions may apply. Other terms and rates may apply based on the credit worthiness of the borrower and alternative payment sources.
Arlene Fortin has always been an absolute pleasure to work with.
SFCU Member
I was overall pleased with my experience. Jessica, our Money Management Officer, was easy going and very professional. She understood my circumstance, had compassion and a genuine, caring, pleasant persona for my situation.
SFCU Member
I have been a member for a very long time. I am always satisfied with whatever I need to do at the Credit Union. The staff is always accommodating and courteous. The hours of operation are also very convenient.
SFCU Member