I was overall pleased with my experience. Jessica, our Money Management Officer, was easy going and very professional. She understood my circumstance, had compassion and a genuine, caring, pleasant persona for my situation.
Home Equity Loan Rates
Fixed-Rate Home Equity Loan – 1st Lien
Effective Date: Saturday, April 27, 2024
Term | Rate | APR* |
---|---|---|
10 Years | 6.750% | 6.750% |
15 Years | 7.000% | 7.000% |
APR based on $100,0000. Maximum loan amount – $100,000.
*APR = Annual Percentage Rate. The rate is based on approved credit, direct payment from a SFCU account, and is subject to change without notice. Refinancing existing SFCU loans excluded. Minimum $5.00 deposit account required. This offer may be withdrawn at any time. Other restrictions may apply. Other terms and rates may apply based on the credit worthiness of the borrower and alternative payment sources.
Fixed Rate Home Equity Loan – 2nd Mortgage
Effective Date: Saturday, April 27, 2024
Term | Rate | APR* |
---|---|---|
5 Years | 6.500% | 6.500% |
10 Years | 6.875% | 7.000% |
15 Years | 7.250% | 7.250% |
APR based on $50,000.
*APR = Annual Percentage Rate. The rate is based on approved credit, direct payment from a SFCU account, and is subject to change without notice. Refinancing existing SFCU loans excluded. Minimum $5.00 deposit account required. This offer may be withdrawn at any time. Other restrictions may apply. Other terms and rates may apply based on the credit worthiness of the borrower and alternative payment sources.
Home Equity Line of Credit
Effective Date: Saturday, April 27, 2024
Term | Rate | APR* |
---|---|---|
10 Years | 6.250% | 6.250% |
After the first year (12 months) the interest rate adjusts 1.0% per quarter up until it reaches the current Wall Street Journal Prime rate, not to exceed 18.0%. Maximum loan amount – $150,000.
Term | Rate | APR* |
---|---|---|
10 Years | 6.500% | 6.500% |
After the second year (24 months) the interest rate adjusts 1.0% per quarter up until it reaches the current Wall Street Journal Prime rate, not to exceed 18.0%. Maximum loan amount – $150,000.
*APR = Annual Percentage Rate. The rate is based on approved credit, direct payment from a SFCU account, and is subject to change without notice. Refinancing existing SFCU loans excluded. Minimum $5.00 deposit account required. This offer may be withdrawn at any time. Other restrictions may apply. Other terms and rates may apply based on the credit worthiness of the borrower and alternative payment sources.
Our friend mentioned how great SFCU was to work with. The staff makes you feel welcome. Working with the mortgage team was great and very helpful.
Arlene Fortin has always been an absolute pleasure to work with.
I sincerely appreciate the personalized experience we receive from all of the staff at SFCU, whether it be the person greeting you at the front door, the tellers, the staff that helps with notarizations, mortgages or wire transfers. I have dealt with all of these areas at the Credit Union and have always been assisted in a timely, friendly and helpful manner. It is by far the best bank/credit union I do and have ever done business with.