I have been a member for a very long time. I am always satisfied with whatever I need to do at the Credit Union. The staff is always accommodating and courteous. The hours of operation are also very convenient.
SFCU Member
Build savings effortlessly.
Free Kasasa Saver® links to your free Kasasa® checking account. Earn 1.00% APY* on your balance up to $100,000. Get 0.05% APY* on your entire balance if qualifications are not met.
Kasasa Cash® or Kasasa Cash Back® free checking accountholders are eligible to enroll in this dividend-earning free account. It’s built to collect and grow earned Kasasa® checking rewards automatically every month!
Details:
How to Qualify:
Qualifying for your Kasasa Cash® or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® or Kasasa Cash Back® account during each Monthly Qualification Cycle.
It really is easy. Even if you don’t meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you’ll still earn our base rate on Kasasa Saver®. And you can get right back to earning your full rewards the very next month!
Contact us or visit for more information and to open your free Kasasa Saver® account.
Monthly Qualification Cycles
The following dates apply to your Kasasa Cash account. Our Monthly Qualification Cycle dates are not the same as our Statement Cycle dates. To qualify for your account’s rewards, all of the transactions and activities identified within the above Qualification Information section must post and settle to your Kasasa Cash account with these Monthly Qualification Cycle dates.
| Month | Start Date | End Date | Statement Date |
|---|---|---|---|
| January 2026 | 01/01/2026 | 01/31/2026 | 01/31/2026 |
| February 2026 | 02/01/2026 | 02/28/2026 | 02/28/2026 |
| March 2026 | 03/01/2026 | 03/31/2026 | 03/31/2026 |
| April 2026 | 04/01/2026 | 04/30/2026 | 04/30/2026 |
| May 2026 | 05/01/2026 | 05/31/2026 | 05/31/2026 |
| June 2026 | 06/01/2026 | 06/30/2026 | 06/30/2026 |
| July 2026 | 07/01/2026 | 07/31/2026 | 07/31/2026 |
| August 2026 | 08/01/2026 | 08/31/2026 | 08/31/2026 |
| September 2026 | 09/01/2026 | 09/30/2026 | 09/30/2026 |
| October 2026 | 10/01/2026 | 10/31/2026 | 10/31/2026 |
| November 2026 | 11/01/2026 | 11/30/2026 | 11/30/2026 |
| December 2026 | 12/01/2026 | 12/31/2026 | 12/31/2026 |
*Disclaimers for Kasasa Cash®
Qualification Information
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our Credit Union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our Credit Union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
“Monthly Qualification Cycle” is defined as the period beginning on the first day of the statement cycle and ending on the last day of the statement cycle.
Reward Information
When your linked Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $100,000 in your Kasasa Saver account earn a stated dividend rate of 0.99% resulting in an APY of 1.00% and daily balances over $100,000 earn a dividend rate of 0.15% resulting in a range from 1.00% APY to 0.58% APY depending on the account’s daily balance.
When your linked Kasasa Cash account qualifications are not met, the entire daily balance in the Kasasa Saver account earns a dividend rate of 0.05% resulting in an APY of 0.05% in and ATM withdrawal fees are not refunded.
Dividends will be credited to your Kasasa Saver account on the last day of the current statement cycle.
Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle.
APY = Annual Percentage Yield.
APY calculations are based on an assumed balance of $10,000 + $100,000 in your Kasasa Cash $100,000 and + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Additional Information
Membership restrictions may apply.
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
$5.00 minimum deposit is required to open the account. There is no minimum balance required to earn or receive the account’s rewards.
To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle: at least 12 debit card purchases, be enrolled in and log into online banking at least one time per month, and be enrolled in and have agreed to receive eStatements rather than paper statements.
Limit of one account per social security number.
There are no recurring monthly maintenance charges or fees to open or close this account.
A Kasasa Cash account is required to have a Kasasa Saver account.
A linked Kasasa Saver account is required for automatic savings.
Advertised information and rewards are based on all account qualifications being met during each monthly qualification cycle.
Contact one of our Credit Union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Federally insured by NCUA.
Trademarks
Kasasa, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.
*Disclaimers for Kasasa Cash Back®
Qualification Information
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our Credit Union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our Credit Union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
“Monthly Qualification Cycle” means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
Reward Information
When your linked Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, you will receive 3% cash back on up to a total of $300.00 debit card purchases that post and settle to the account during the cycle period. A maximum of $9.00 in cash back payments may be earned per Monthly Qualification Cycle.
In addition, daily balances up to and including $100,000 in your Kasasa Saver account earn a stated dividend rate of .99% resulting in a APY of 1.00% and daily balances over $100,000 earn a dividend rate of 0.15% resulting in a range from 1.00% APY to .58% APY depending on the Kasasa Saver account’s daily balance.
When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. In addition, the entire daily balance in the Kasasa Saver account earns a dividend rate of .05% resulting in an annual percentage yield of 0.05% APY.
Dividends will be credited to your Kasasa Saver account on the last day of the current statement cycle.
The cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle.
APY = Annual Percentage Yield.
APY calculations are based on an assumed balance of $10,000 + $100,000 in your Kasasa Cash Back Account and $100,000 + $100,000 in your Saver account and an assumed statement cycle of thirty-one (31) days.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Additional Information
Membership restrictions may apply.
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
$5.00 minimum deposit is required to open the account. There is no minimum balance required to earn or receive the account’s rewards.
To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle: at least 12 debit card purchases, be enrolled in and log into online banking at least one time per month, and be enrolled in and have agreed to receive eStatements rather than paper statements.
Limit of one account per social security number.
There are no recurring monthly maintenance charges or fees to open or close this account.
A Kasasa Cash Back account is required to have a Kasasa Saver account.
A linked Kasasa Saver account is required for automatic savings.
Advertised information and rewards are based on all account qualifications being met during each monthly qualification cycle.
Contact one of our Credit Union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Federally insured by NCUA.
Trademarks
Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.
Our Loan Officer, Arlene, was so nice to work with. Her knowledge of the loan process and her ability to listen for what we wanted in a mortgage made the transition go smoothly. A very nice experience.
SFCU Member
Our Money Management Officer, Kassandra, was great to work with. I do not think she could do better.
SFCU Member
I sincerely appreciate the personalized experience we receive from all of the staff at SFCU, whether it be the person greeting you at the front door, the tellers, the staff that helps with notarizations, mortgages or wire transfers. I have dealt with all of these areas at the Credit Union and have always been assisted in a timely, friendly and helpful manner. It is by far the best bank/credit union I do and have ever done business with.
SFCU Member