Checking, Savings & Certificates Rates

Checking Rates

Effective Date: Monday, February 6, 2023

Account Type Stated Rate APY*
FREE Checking .05% .05%

Rates subject to change without notice.

*APY=Annual Percentage Yield.

Refer to the fee schedule and account disclosure page for more information.

Kasasa Cash® Rates

If qualifications are met.

Effective Date: Monday, February 6, 2023

Balance Stated Rate APY*
0-$10,000 1.98% 2.00% (1.98% if linked to Kasasa Saver®)
$10,000+ 0.15% 2.00%-0.32%
All balances if qualifications are not met 0.05% 0.05%

Rates subject to change without notice.

*APY=Annual Percentage Yield.

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle.

At least 12 debit card purchases

Be enrolled in and log into online banking once per monthly qualification cycle

Be enrolled in and agree to receive eStatements

Refer to the applicable Kasasa® account disclosure page for more information.

Kasasa Saver® Rates

If qualifications are met.

Effective Date: Monday, February 6, 2023

Balance Stated Rate APY*
0-$100,000 .998% 1.00%
$100,000+ 0.15% 1.00%-.58%
All balances if qualifications are not met 0.05% 0.05%

Rates subject to change without notice.

*APY=Annual Percentage Yield.

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle.

At least 12 debit card purchases

Be enrolled in and log into online banking once per monthly qualification cycle

Be enrolled in and agree to receive eStatements

Refer to the applicable Kasasa® account disclosure page for more information.

Savings Rates

Effective Date: Monday, February 6, 2023

Account Type Stated Rate APY*
Statement Savings .10% .10%
Statement Money Market .15% .15%
Christmas Club Account .05% .05%

Rates subject to change without notice.

*APY=Annual Percentage Yield.

Refer to the fee schedule and account disclosure page for more information.

Term Share Certificates Rates

Effective Date: Monday, February 6, 2023

Account Term Stated Rate APY*
Term Share Certificates 6 Months 0.25% 0.25%
Term Share Certificates 12 Months 0.45% 0.45%
Term Share Certificates  13 Months** 4.00% 4.08%
Term Share Certificates  18 Months** 4.25% 4.34%
Term Share Certificates 24 Months 0.55% 0.55%
Term Share Certificates 36 Months 0.70% 0.70%
Term Share Certificates 48 Months 0.80% 0.80%
Term Share Certificates 60 Months 1.00% 1.00%

Rates subject to change without notice.

*Annual Percentage Yield.

**Special term for a limited time only.

A penalty may be imposed for withdrawals before maturity.

Refer to the fee schedule and account disclosure page for more information.

Youth Account Rates

Effective Date: Monday, February 6, 2023

Account Type Stated Rate APY*
DinoSavers℠ .10% .10%
TeenCents Checking℠ .05% .05%
TeenCents Savings℠ .10% .10%

Rates subject to change without notice.

*Annual Percentage Yield.

Refer to the fee schedule and account disclosure page for more information.