Our friend mentioned how great SFCU was to work with. The staff makes you feel welcome. Working with the mortgage team was great and very helpful.
Checking, Savings & Certificates Rates
Checking Rates
Effective Date: Thursday, November 14, 2024
Account Type | Stated Rate | APY* |
---|---|---|
FREE Checking | .05% | .05% |
Refer to the fee schedule and account disclosure page for more information.
Rates subject to change without notice.
*Annual Percentage Yield.
Kasasa Cash® Rates
If qualifications are met.
Effective Date: Thursday, November 14, 2024
Balance | Stated Rate | APY* |
---|---|---|
0-$10,000 | 1.98% | 2.00% (1.98% if linked to Kasasa Saver®) |
$10,000+ | 0.15% | 2.00%-0.32% |
All balances if qualifications are not met | 0.05% | 0.05% |
Rates subject to change without notice.
*Annual Percentage Yield.
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle.
Refer to the applicable Kasasa® account disclosure page for more information.
Kasasa Saver® Rates
If qualifications are met.
Effective Date: Thursday, November 14, 2024
Balance | Stated Rate | APY* |
---|---|---|
0-$100,000 | .998% | 1.00% |
$100,000+ | 0.15% | 1.00%-.58% |
All balances if qualifications are not met | 0.05% | 0.05% |
Rates subject to change without notice.
*Annual Percentage Yield.
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle.
Refer to the applicable Kasasa® account disclosure page for more information.
Savings Rates
Effective Date: Thursday, November 14, 2024
Account Type | Stated Rate | APY* |
---|---|---|
Statement Savings | .10% | .10% |
Statement Money Market Account | .15% | .15% |
Christmas Club Account | .05% | .05% |
Refer to the fee schedule and account disclosure page for more information.
Rates subject to change without notice.
*Annual Percentage Yield.
Individual Retirement Account (IRA) Rates
Effective Date: Thursday, November 14, 2024
Account Type | Stated Rate | APY* |
---|---|---|
Traditional IRA Account | .40% | .40% |
Roth IRA Account | .40% | .40% |
Refer to the fee schedule and account disclosure page for more information.
Rates subject to change without notice.
*Annual Percentage Yield.
Term Share Certificates Rates
Effective Date: Thursday, November 14, 2024
Account | Term | Stated Rate | APY* |
---|---|---|---|
Term Share Certificates | 6 Months | 0.25% | 0.25% |
Term Share Certificates | 7 Months** | 4.402% | 4.50% |
Term Share Certificates | 12 Months | 0.45% | 0.45% |
Term Share Certificates | 24 Months | 0.55% | 0.55% |
Term Share Certificates | 36 Months | 0.70% | 0.70% |
Term Share Certificates | 48 Months | 0.80% | 0.80% |
Term Share Certificates | 60 Months | 1.00% | 1.00% |
Refer to the fee schedule and account disclosure page for more information.
A penalty may be imposed for withdrawals before maturity.
Rates subject to change without notice.
*Annual Percentage Yield.
**Special term for a limited time only.
Traditional Individual Retirement Account (IRA) Term Share Certificate Rates
Effective Date: Thursday, November 14, 2024
Account | Term | APY* |
---|---|---|
Traditional IRA Term Share Certificate | 1 Year | 0.45% |
Traditional IRA Term Share Certificate | 2 Years | 0.55% |
Traditional IRA Term Share Certificate | 3 Years | 0.70% |
Traditional IRA Term Share Certificate | 4 Years | 0.80% |
Traditional IRA Term Share Certificate | 5 Years | 1.00% |
Refer to the fee schedule and account disclosure page for more information.
A penalty may be imposed for withdrawals before maturity.
Rates subject to change without notice.
*Annual Percentage Yield.
Roth Individual Retirement Account (IRA) Term Share Certificate Rates
Effective Date: Thursday, November 14, 2024
Account | Term | APY* |
---|---|---|
Roth IRA Term Share Certificate | 1 Year | 0.45% |
Roth IRA Term Share Certificate | 3 Years | 0.70% |
Roth IRA Term Share Certificate | 4 Years | 0.80% |
Roth IRA Term Share Certificate | 5 Years | 1.00% |
Refer to the fee schedule and account disclosure page for more information.
A penalty may be imposed for withdrawals before maturity.
Rates subject to change without notice.
*Annual Percentage Yield.
Youth Account Rates
Effective Date: Thursday, November 14, 2024
Account Type | Stated Rate | APY* |
---|---|---|
DinoSavers℠ | .10% | .10% |
TeenCents Checking℠ | .05% | .05% |
TeenCents Savings℠ | .10% | .10% |
Refer to the fee schedule and account disclosure page for more information.
Rates subject to change without notice.
*Annual Percentage Yield.
This was the first time I had purchased a vehicle without going through a dealer for financing. When I went to the Credit Union I was seen immediately by the Loan Department. The Loan Officer was very knowledgeable. I was given a list of documents to gather and was promptly taken care of when I returned with them. My wife will be contacting your office about refinancing her student loans.
I sincerely appreciate the personalized experience we receive from all of the staff at SFCU, whether it be the person greeting you at the front door, the tellers, the staff that helps with notarizations, mortgages or wire transfers. I have dealt with all of these areas at the Credit Union and have always been assisted in a timely, friendly and helpful manner. It is by far the best bank/credit union I do and have ever done business with.
In my 30+ years in Somerset, I have never seen a financial institution with such great service. Keep up the great work, you have a great deal to be proud of.