Checking, Savings & Certificates Rates

Checking Rates

Effective Date: Thursday, November 14, 2024

Account Type Stated Rate APY*
FREE Checking .05% .05%

Refer to the fee schedule and account disclosure page for more information.

Rates subject to change without notice.

*Annual Percentage Yield.

Kasasa Cash® Rates

If qualifications are met.

Effective Date: Thursday, November 14, 2024

Balance Stated Rate APY*
0-$10,000 1.98% 2.00% (1.98% if linked to Kasasa Saver®)
$10,000+ 0.15% 2.00%-0.32%
All balances if qualifications are not met 0.05% 0.05%

Rates subject to change without notice.

*Annual Percentage Yield.

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle.

At least 12 debit card purchases

Be enrolled in and log into online banking once per monthly qualification cycle

Be enrolled in and agree to receive eStatements

Refer to the applicable Kasasa® account disclosure page for more information.

Kasasa Saver® Rates

If qualifications are met.

Effective Date: Thursday, November 14, 2024

Balance Stated Rate APY*
0-$100,000 .998% 1.00%
$100,000+ 0.15% 1.00%-.58%
All balances if qualifications are not met 0.05% 0.05%

Rates subject to change without notice.

*Annual Percentage Yield.

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle.

At least 12 debit card purchases

Be enrolled in and log into online banking once per monthly qualification cycle

Be enrolled in and agree to receive eStatements

Refer to the applicable Kasasa® account disclosure page for more information.

Savings Rates

Effective Date: Thursday, November 14, 2024

Account Type Stated Rate APY*
Statement Savings .10% .10%
Statement Money Market Account .15% .15%
Christmas Club Account .05% .05%

Refer to the fee schedule and account disclosure page for more information.

Rates subject to change without notice.

*Annual Percentage Yield.

Individual Retirement Account (IRA) Rates

Effective Date: Thursday, November 14, 2024

Account Type Stated Rate APY*
Traditional IRA Account .40% .40%
Roth IRA Account .40% .40%

Refer to the fee schedule and account disclosure page for more information.

Rates subject to change without notice.

*Annual Percentage Yield.

Term Share Certificates Rates

Effective Date: Thursday, November 14, 2024

Account Term Stated Rate APY*
Term Share Certificates 6 Months 0.25% 0.25%
Term Share Certificates 7 Months** 4.402% 4.50%
Term Share Certificates  12 Months 0.45% 0.45%
Term Share Certificates 24 Months 0.55% 0.55%
Term Share Certificates 36 Months 0.70% 0.70%
Term Share Certificates 48 Months 0.80% 0.80%
Term Share Certificates 60 Months 1.00% 1.00%

Refer to the fee schedule and account disclosure page for more information.

A penalty may be imposed for withdrawals before maturity.

Rates subject to change without notice.

*Annual Percentage Yield.

**Special term for a limited time only.

Traditional Individual Retirement Account (IRA) Term Share Certificate Rates

Effective Date: Thursday, November 14, 2024

Refer to the fee schedule and account disclosure page for more information.

A penalty may be imposed for withdrawals before maturity.

Rates subject to change without notice.

*Annual Percentage Yield.

Roth Individual Retirement Account (IRA) Term Share Certificate Rates

Effective Date: Thursday, November 14, 2024

Refer to the fee schedule and account disclosure page for more information.

A penalty may be imposed for withdrawals before maturity.

Rates subject to change without notice.

*Annual Percentage Yield.

Youth Account Rates

Effective Date: Thursday, November 14, 2024

Account Type Stated Rate APY*
DinoSavers℠ .10% .10%
TeenCents Checking℠ .05% .05%
TeenCents Savings℠ .10% .10%

Refer to the fee schedule and account disclosure page for more information.

Rates subject to change without notice.

*Annual Percentage Yield.