1-4 Family Non-Owner Occupied Mortgage

Interested in a mortgage for a rental property?

If you are interested in buying a rental property or looking to tap into the equity in your current rental property, our 1-4 Family Non-Owner Occupied Mortgage is the lending solution you need!


Competitive rates

No points

Choose a fixed rate or an adjustable rate

Maximum term of 15 years, with two payment options: 1) Payment amount calculated over 30 years with a balloon payment at the end of year 15 -or- 2) Payment amount calculated over 15 years with no balloon payment

30% down payment required for purchases or finance up to 70% of appraised value

Upon approval, you will need to open an account with the Credit Union and maintain a $5 minimum balance in the account for the life of the loan.

Rates/Terms are subject to change without notice.

ATTENTION MEMBERS: Our Popmoney® personal payment service partner has decided to discontinue the Popmoney® service, effective 06/21/2023. As a result, Zelle® will be the preferred peer to peer payment system for members of SFCU starting 06/22/2023.
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