Apply for a Loan

Applying for a loan at SFCU is easy!

Apply for a Loan Online

Ready to apply for a loan online? Choose the option below that best describes you.

New Members

If you are new to Somerset Federal Credit Union and would like to apply for a loan, you can get started online. Membership eligibility is required.

Current Members

Already a member of Somerset Federal Credit Union? Log in to Online Banking to apply for a loan. Logging in allows your existing member information to flow through the account-opening process.

Don’t have Online Banking? You will need to enroll in Online Banking before you can open an additional account.

If you are an existing member and do not wish to enroll in Online Banking, you can still apply for a loan online by selecting the option to apply as a new member.

New and current members can apply online for the following loans: Boat & RV, Debt Consolidation, Fresh Start, Home Alternative, Home Equity Line of Credit, Mass Save Heat, Motorcycle, New & Used Auto, Personal, Shared Secured, and any available Personal Loan Specials.

HOLIDAY CLOSURE: All SFCU locations will be closed on Monday, October 12 in observation of Columbus Day.  We will reopen with normal business hours on Tuesday, October 13th.  As always, our ATMs, Mobile App, Online Banking and TELLERphone (800-495-2081) are all available 24/7.

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