Our Loan Officer, Arlene, was so nice to work with. Her knowledge of the loan process and her ability to listen for what we wanted in a mortgage made the transition go smoothly. A very nice experience.
SFCU Member
Reverse Christmas Club Loan
Make sure everyone on your list gets a gift this year!
4.90% APR* – Up to $2,500 for 12 Months
Let us help you cover your holiday expenses. With our Reverse Christmas Club Loan, get up to $2,500 for 12 months at our limited-time rate of 4.90% APR.* Now, that’s a secret that must be shared!
Apply online or call 508-678-2851 option #2 for an in-branch appointment. Get fast access to cash with a1-hour approval.**
*APR – Annual Percentage Rate. The rate is based on approved credit and is subject to change without notice. Refinancing existing SFCU loans excluded. Minimum $5.00 deposit account required. Offer good with direct payment from an SFCU account only. This offer may be withdrawn at any time and is good from 10/1/2026 thru 12/24/2026. Other restrictions may apply. Other terms and rates may apply based on the credit worthiness of the borrower and alternative payment sources.
**One-hour loans approved during normal business hours.
Online Loan Application
To apply for a loan, click the link below and choose the Personal Loan category (please do not use Internet Explorer). Applicants must live, work, worship or attend school in Bristol County, Plymouth County & Barnstable County in Massachusetts; Bristol, Kent, Newport and Providence counties in Rhode Island; and the Rhode Island towns of Charlestown, Exeter, Hopkinton, Narragansett, New Shoreham, North Kingstown, Richmond and South Kingstown OR have a relative that does.
I have been a member for a very long time. I am always satisfied with whatever I need to do at the Credit Union. The staff is always accommodating and courteous. The hours of operation are also very convenient.
SFCU Member
This was the first time I had purchased a vehicle without going through a dealer for financing. When I went to the Credit Union I was seen immediately by the Loan Department. The Loan Officer was very knowledgeable. I was given a list of documents to gather and was promptly taken care of when I returned with them. My wife will be contacting your office about refinancing her student loans.
SFCU Member
Our friend mentioned how great SFCU was to work with. The staff makes you feel welcome. Working with the mortgage team was great and very helpful.
SFCU Member