Miracle Melting Mortgage

Enhance your freedom with a miracle melting mortgage.

Want to pay off your mortgage and be done with it? Set a date—then get out and have fun while your mortgage melts away!


Low rates

No points or hidden fees

Purchase or refinance of owner-occupied, 1-4 family homes

Rate remains the same for the life of the mortgage

1-15 year terms available

All servicing done by the Credit Union

Minimum loan amount of $25,000

Maximum loan amount of $250,000

Current Somerset Federal Credit Union mortgage customers refinancing must increase their existing balance by at least $25,000 or shorten their term by 20%.

Upon approval you will need to open an account with the Credit Union and maintain a $5 minimum balance in the account for the life of the loan.

Rate-lock available at application for up to 45 days.

Rates/Terms are subject to change without notice.

ATTENTION MEMBERS: Our Popmoney® personal payment service partner has decided to discontinue the Popmoney® service, effective 06/21/2023. As a result, Zelle® will be the preferred peer to peer payment system for members of SFCU starting 06/22/2023.
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