Adjustable-Rate Mortgage

A mortgage option ideal for short term goals.

If you are planning to move, downsize or upgrade in the near future, take advantage of this mortgage option ideal for short term goals. An Adjustable-Rate Mortgage (ARM) allows you to lock in a generally lower rate for an initial fixed term. At the end of the term, the rate then adjusts as market conditions change.


Lower rate than a fixed mortgage

No points or hidden fees

Up to 30 years to repay

All servicing done by the Credit Union

Rate-lock available at application for up to 45 days

Upon approval you will need to open an account with the Credit Union and maintain a $5 minimum balance in the account for the life of the loan.

Rates/Terms are subject to change without notice.

ATTENTION MEMBERS: Due to our Core System Conversion please make note that a paper statement will be mailed to ALL original SFCU members for statement ending September 30th. Following this, statement distribution will return to normal with you receiving either the e-statement or paper statements for which you are enrolled.
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