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Fixed-Rate Home Equity Loan 1st Lien

Use the equity in your home as a quick way to get the cash you need! Whether you are making a large purchase, consolidating debt or paying tuition, this solution offers you a low fixed-rate and flexible terms up to 15 years.


  • No closing costs if you borrow at least $25,000. You pay only appraisal and mortgage discharge fees, if applicable
  • May borrow less than $25,000 but borrower pays closing costs
  • Fast approval process
  • Maximum loan amount is $100,000
  • Maximum term of 15 years
  • Must be the only mortgage on the property and owner occupied

Upon approval you will need to open an account with the Credit Union and maintain a $5 minimum balance in the account for the life of the loan.

Rates/Terms are subject to change without notice.