Our Loan Officer, Arlene, was so nice to work with. Her knowledge of the loan process and her ability to listen for what we wanted in a mortgage made the transition go smoothly. A very nice experience.
Checking, Savings & Certificates Rates
Checking Rates
Effective Date: Saturday, April 27, 2024
Account Type | Stated Rate | APY* |
---|---|---|
FREE Checking | .05% | .05% |
Rates subject to change without notice.
*APY=Annual Percentage Yield.
Refer to the fee schedule and account disclosure page for more information.
Kasasa Cash® Rates
If qualifications are met.
Effective Date: Saturday, April 27, 2024
Balance | Stated Rate | APY* |
---|---|---|
0-$10,000 | 1.98% | 2.00% (1.98% if linked to Kasasa Saver®) |
$10,000+ | 0.15% | 2.00%-0.32% |
All balances if qualifications are not met | 0.05% | 0.05% |
Rates subject to change without notice.
*APY=Annual Percentage Yield.
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle.
Refer to the applicable Kasasa® account disclosure page for more information.
Kasasa Saver® Rates
If qualifications are met.
Effective Date: Saturday, April 27, 2024
Balance | Stated Rate | APY* |
---|---|---|
0-$100,000 | .998% | 1.00% |
$100,000+ | 0.15% | 1.00%-.58% |
All balances if qualifications are not met | 0.05% | 0.05% |
Rates subject to change without notice.
*APY=Annual Percentage Yield.
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle.
Refer to the applicable Kasasa® account disclosure page for more information.
Savings Rates
Effective Date: Saturday, April 27, 2024
Account Type | Stated Rate | APY* |
---|---|---|
Statement Savings | .10% | .10% |
Statement Money Market | .15% | .15% |
Christmas Club Account | .05% | .05% |
Rates subject to change without notice.
*APY=Annual Percentage Yield.
Refer to the fee schedule and account disclosure page for more information.
Term Share Certificates Rates
Effective Date: Saturday, April 27, 2024
Account | Term | Stated Rate | APY* |
---|---|---|---|
Term Share Certificates | 6 Months | 0.25% | 0.25% |
Term Share Certificates | 7 Months** | 4.88% | 5.00% |
Term Share Certificates | 12 Months | 0.45% | 0.45% |
Term Share Certificates | 24 Months | 0.55% | 0.55% |
Term Share Certificates | 36 Months | 0.70% | 0.70% |
Term Share Certificates | 48 Months | 0.80% | 0.80% |
Term Share Certificates | 60 Months | 1.00% | 1.00% |
Rates subject to change without notice.
*Annual Percentage Yield.
**Special term for a limited time only.
A penalty may be imposed for withdrawals before maturity.
Refer to the fee schedule and account disclosure page for more information.
Individual Retirement Account (IRA) Rates
Effective Date: Saturday, April 27, 2024
Account | Term | Rate |
---|---|---|
IRA | 1 Year | 0.45% |
IRA | 2 Years | 0.55% |
IRA | 3 Years | 0.70% |
IRA | 4 Years | 0.80% |
IRA | 5 Years | 1.00% |
All IRA accounts must be opened in person at the Swansea branch (cannot be opened online).
Youth Account Rates
Effective Date: Saturday, April 27, 2024
Account Type | Stated Rate | APY* |
---|---|---|
DinoSavers℠ | .10% | .10% |
TeenCents Checking℠ | .05% | .05% |
TeenCents Savings℠ | .10% | .10% |
Rates subject to change without notice.
*Annual Percentage Yield.
Refer to the fee schedule and account disclosure page for more information.
I have been a member for a very long time. I am always satisfied with whatever I need to do at the Credit Union. The staff is always accommodating and courteous. The hours of operation are also very convenient.
I was overall pleased with my experience. Jessica, our Money Management Officer, was easy going and very professional. She understood my circumstance, had compassion and a genuine, caring, pleasant persona for my situation.
This was the first time I had purchased a vehicle without going through a dealer for financing. When I went to the Credit Union I was seen immediately by the Loan Department. The Loan Officer was very knowledgeable. I was given a list of documents to gather and was promptly taken care of when I returned with them. My wife will be contacting your office about refinancing her student loans.