Miracle Melting Mortgage

Enhance your freedom with a miracle melting mortgage.

Want to pay off your mortgage and be done with it? Set a date—then get out and have fun while your mortgage melts away!

Features:

Low rates

No points or hidden fees

Purchase or refinance of owner-occupied, 1-4 family homes

Rate remains the same for the life of the mortgage

1-15 year terms available

All servicing done by the Credit Union

Minimum loan amount of $25,000

Maximum loan amount of $250,000

Current Somerset Federal Credit Union mortgage customers refinancing must increase their existing balance by at least $25,000 or shorten their term by 20%.

Upon approval you will need to open an account with the Credit Union and maintain a $5 minimum balance in the account for the life of the loan.

Rate-lock available at application for up to 45 days.

Rates/Terms are subject to change without notice.

ATTENTION MEMBERS:  In honor of Veterans Day, all SFCU branches will be closed on Wednesday, November 11, 2026. We’ll reopen on Thursday, November 12th with regular business hours. As always, our ATMs and Online Banking are available 24/7 for your convenience.

We proudly honor and thank all those who have served our country. We are grateful for your service and sacrifice.

 

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