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Fresh Start Loan

Whether you are looking to establish credit or rebuild your current score, you need a strong foundation, that is where we come in! With a Fresh Start Loan, you can improve your financial situation and gain peace of mind as you are on the path to financial wellness. 


  • 12.50% APR*
  • 12-month term only
  • Maximum loan amount of $1,000
  • Must present a valid ID and employment information when applying

*APR = Annual Percentage Rate. Upon approval you will need to open an account with the Credit Union and maintain a $5 minimum balance in the account for the life of the loan. Rate/Term is subject to change without notice. Rate based on direct payment from SFCU checking or savings account. Add .25% for non-direct payment.