Features:

• Competitive rates
• No points
• Choose a fixed rate or an adjustable rate
• Maximum term of 15 years. 2 payment options:1) Payment amount calculated over 30 years with a balloon payment at the end of year 15 or 2) Payment amount calculated over 15 years with no balloon payment
• Upon approval you will need to open an account with the Credit Union and maintain a $5 minimum balance in the account for the life of the loan
• 30% down payment required for purchases or finance up to 70% of appraised value