Arlene Fortin has always been an absolute pleasure to work with.
SFCU Member
Checking, Savings & Certificates Rates (St. Dominic’s)
Checking Rates
Effective Date: Sunday, December 10, 2023
| Account Type | Stated Rate | APY* |
|---|---|---|
| FREE Checking | .05% | .05% |
Rates subject to change without notice.
*APY=Annual Percentage Yield.
Refer to the fee schedule and account disclosure page for more information.
Kasasa Cash® Rates
If qualifications are met.
Effective Date: Sunday, December 10, 2023
| Balance | Stated Rate | APY* |
|---|---|---|
| 0-$10,000 | 1.98% | 2.00% (1.98% if linked to Kasasa Saver®) |
| $10,000+ | 0.15% | 2.00%-0.32% |
| All balances if qualifications are not met | 0.05% | 0.05% |
Rates subject to change without notice.
*APY=Annual Percentage Yield.
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle.
Refer to the applicable Kasasa® account disclosure page for more information.
Kasasa Saver® Rates
If qualifications are met.
Effective Date: Sunday, December 10, 2023
| Balance | Stated Rate | APY* |
|---|---|---|
| 0-$100,000 | .998% | 1.00% |
| $100,000+ | 0.15% | 1.00%-.58% |
| All balances if qualifications are not met | 0.05% | 0.05% |
Rates subject to change without notice.
*APY=Annual Percentage Yield.
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle.
Refer to the applicable Kasasa® account disclosure page for more information.
Savings Rates
Effective Date: Sunday, December 10, 2023
| Account Type | Stated Rate | APY* |
|---|---|---|
| Statement Savings | .10% | .10% |
| Statement Money Market | .15% | .15% |
| Christmas Club Account | .05% | .05% |
Rates subject to change without notice.
*APY=Annual Percentage Yield.
Refer to the fee schedule and account disclosure page for more information.
Term Share Certificates Rates
Effective Date: Sunday, December 10, 2023
| Account | Term | Stated Rate | APY* |
|---|---|---|---|
| Term Share Certificates | 6 Months | 0.25% | 0.25% |
| Term Share Certificates | 12 Months | 0.45% | 0.45% |
| Term Share Certificates | 13 Months** | 4.40% | 4.50% |
| Term Share Certificates | 24 Months | 0.55% | 0.55% |
| Term Share Certificates | 36 Months | 0.70% | 0.70% |
| Term Share Certificates | 48 Months | 0.80% | 0.80% |
| Term Share Certificates | 60 Months | 1.00% | 1.00% |
Rates subject to change without notice.
*Annual Percentage Yield.
**Special term for a limited time only.
A penalty may be imposed for withdrawals before maturity.
Refer to the fee schedule and account disclosure page for more information.
Individual Retirement Account (IRA) Rates
Effective Date: Sunday, December 10, 2023
| Account | Term | Rate |
|---|---|---|
| IRA | 1 Year | 0.45% |
| IRA | 2 Years | 0.55% |
| IRA | 3 Years | 0.70% |
| IRA | 4 Years | 0.80% |
| IRA | 5 Years | 1.00% |
All IRA accounts must be opened in person at the Swansea branch (cannot be opened online).
Youth Account Rates
Effective Date: Sunday, December 10, 2023
| Account Type | Stated Rate | APY* |
|---|---|---|
| DinoSavers℠ | .10% | .10% |
| TeenCents Checking℠ | .05% | .05% |
| TeenCents Savings℠ | .10% | .10% |
Rates subject to change without notice.
*Annual Percentage Yield.
Refer to the fee schedule and account disclosure page for more information.
I sincerely appreciate the personalized experience we receive from all of the staff at SFCU, whether it be the person greeting you at the front door, the tellers, the staff that helps with notarizations, mortgages or wire transfers. I have dealt with all of these areas at the Credit Union and have always been assisted in a timely, friendly and helpful manner. It is by far the best bank/credit union I do and have ever done business with.
SFCU Member
I was overall pleased with my experience. Jessica, our Money Management Officer, was easy going and very professional. She understood my circumstance, had compassion and a genuine, caring, pleasant persona for my situation.
SFCU Member
Our Money Management Officer, Kassandra, was great to work with. I do not think she could do better.
SFCU Member