Effective Date: Thursday, June 1, 2023
| Account Type | Stated Rate | APY* |
|---|---|---|
| FREE Checking | .05% | .05% |
Rates subject to change without notice.
*APY=Annual Percentage Yield.
Refer to the fee schedule and account disclosure page for more information.
If qualifications are met.
Effective Date: Thursday, June 1, 2023
| Balance | Stated Rate | APY* |
|---|---|---|
| 0-$10,000 | 1.98% | 2.00% (1.98% if linked to Kasasa Saver®) |
| $10,000+ | 0.15% | 2.00%-0.32% |
| All balances if qualifications are not met | 0.05% | 0.05% |
Rates subject to change without notice.
*APY=Annual Percentage Yield.
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle.
Refer to the applicable Kasasa® account disclosure page for more information.
If qualifications are met.
Effective Date: Thursday, June 1, 2023
| Balance | Stated Rate | APY* |
|---|---|---|
| 0-$100,000 | .998% | 1.00% |
| $100,000+ | 0.15% | 1.00%-.58% |
| All balances if qualifications are not met | 0.05% | 0.05% |
Rates subject to change without notice.
*APY=Annual Percentage Yield.
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle.
Refer to the applicable Kasasa® account disclosure page for more information.
Effective Date: Thursday, June 1, 2023
| Account Type | Stated Rate | APY* |
|---|---|---|
| Statement Savings | .10% | .10% |
| Statement Money Market | .15% | .15% |
| Christmas Club Account | .05% | .05% |
Rates subject to change without notice.
*APY=Annual Percentage Yield.
Refer to the fee schedule and account disclosure page for more information.
Effective Date: Thursday, June 1, 2023
| Account | Term | Stated Rate | APY* |
|---|---|---|---|
| Term Share Certificates | 6 Months | 0.25% | 0.25% |
| Term Share Certificates | 12 Months | 0.45% | 0.45% |
| Term Share Certificates | 13 Months** | 4.40% | 4.50% |
| Term Share Certificates | 24 Months | 0.55% | 0.55% |
| Term Share Certificates | 36 Months | 0.70% | 0.70% |
| Term Share Certificates | 48 Months | 0.80% | 0.80% |
| Term Share Certificates | 60 Months | 1.00% | 1.00% |
Rates subject to change without notice.
*Annual Percentage Yield.
**Special term for a limited time only.
A penalty may be imposed for withdrawals before maturity.
Refer to the fee schedule and account disclosure page for more information.
Effective Date: Thursday, June 1, 2023
| Account | Term | Rate |
|---|---|---|
| IRA | 1 Year | 0.45% |
| IRA | 2 Years | 0.55% |
| IRA | 3 Years | 0.70% |
| IRA | 4 Years | 0.80% |
| IRA | 5 Years | 1.00% |
All IRA accounts must be opened in person at the Swansea branch (cannot be opened online).
Effective Date: Thursday, June 1, 2023
| Account Type | Stated Rate | APY* |
|---|---|---|
| DinoSavers℠ | .10% | .10% |
| TeenCents Checking℠ | .05% | .05% |
| TeenCents Savings℠ | .10% | .10% |
Rates subject to change without notice.
*Annual Percentage Yield.
Refer to the fee schedule and account disclosure page for more information.
This was the first time I had purchased a vehicle without going through a dealer for financing. When I went to the Credit Union I was seen immediately by the Loan Department. The Loan Officer was very knowledgeable. I was given a list of documents to gather and was promptly taken care of when I returned with them. My wife will be contacting your office about refinancing her student loans.
Our friend mentioned how great SFCU was to work with. The staff makes you feel welcome. Working with the mortgage team was great and very helpful.
Our Money Management Officer, Kassandra, was great to work with. I do not think she could do better.
Arlene Fortin has always been an absolute pleasure to work with.
