Our friend mentioned how great SFCU was to work with. The staff makes you feel welcome. Working with the mortgage team was great and very helpful.
Checking, Savings & Certificates Rates
Checking Rates
Effective Date: Thursday, March 28, 2024
Account Type | Stated Rate | APY* |
---|---|---|
FREE Checking | .05% | .05% |
Rates subject to change without notice.
*APY=Annual Percentage Yield.
Refer to the fee schedule and account disclosure page for more information.
Kasasa Cash® Rates
If qualifications are met.
Effective Date: Thursday, March 28, 2024
Balance | Stated Rate | APY* |
---|---|---|
0-$10,000 | 1.98% | 2.00% (1.98% if linked to Kasasa Saver®) |
$10,000+ | 0.15% | 2.00%-0.32% |
All balances if qualifications are not met | 0.05% | 0.05% |
Rates subject to change without notice.
*APY=Annual Percentage Yield.
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle.
Refer to the applicable Kasasa® account disclosure page for more information.
Kasasa Saver® Rates
If qualifications are met.
Effective Date: Thursday, March 28, 2024
Balance | Stated Rate | APY* |
---|---|---|
0-$100,000 | .998% | 1.00% |
$100,000+ | 0.15% | 1.00%-.58% |
All balances if qualifications are not met | 0.05% | 0.05% |
Rates subject to change without notice.
*APY=Annual Percentage Yield.
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle.
Refer to the applicable Kasasa® account disclosure page for more information.
Savings Rates
Effective Date: Thursday, March 28, 2024
Account Type | Stated Rate | APY* |
---|---|---|
Statement Savings | .10% | .10% |
Statement Money Market | .15% | .15% |
Christmas Club Account | .05% | .05% |
Rates subject to change without notice.
*APY=Annual Percentage Yield.
Refer to the fee schedule and account disclosure page for more information.
Term Share Certificates Rates
Effective Date: Thursday, March 28, 2024
Account | Term | Stated Rate | APY* |
---|---|---|---|
Term Share Certificates | 6 Months | 0.25% | 0.25% |
Term Share Certificates | 12 Months | 0.45% | 0.45% |
Term Share Certificates | 13 Months** | 4.40% | 4.50% |
Term Share Certificates | 24 Months | 0.55% | 0.55% |
Term Share Certificates | 36 Months | 0.70% | 0.70% |
Term Share Certificates | 48 Months | 0.80% | 0.80% |
Term Share Certificates | 60 Months | 1.00% | 1.00% |
Rates subject to change without notice.
*Annual Percentage Yield.
**Special term for a limited time only.
A penalty may be imposed for withdrawals before maturity.
Refer to the fee schedule and account disclosure page for more information.
Individual Retirement Account (IRA) Rates
Effective Date: Thursday, March 28, 2024
Account | Term | Rate |
---|---|---|
IRA | 1 Year | 0.45% |
IRA | 2 Years | 0.55% |
IRA | 3 Years | 0.70% |
IRA | 4 Years | 0.80% |
IRA | 5 Years | 1.00% |
All IRA accounts must be opened in person at the Swansea branch (cannot be opened online).
Youth Account Rates
Effective Date: Thursday, March 28, 2024
Account Type | Stated Rate | APY* |
---|---|---|
DinoSavers℠ | .10% | .10% |
TeenCents Checking℠ | .05% | .05% |
TeenCents Savings℠ | .10% | .10% |
Rates subject to change without notice.
*Annual Percentage Yield.
Refer to the fee schedule and account disclosure page for more information.
Our Loan Officer, Arlene, was so nice to work with. Her knowledge of the loan process and her ability to listen for what we wanted in a mortgage made the transition go smoothly. A very nice experience.
In my 30+ years in Somerset, I have never seen a financial institution with such great service. Keep up the great work, you have a great deal to be proud of.
I sincerely appreciate the personalized experience we receive from all of the staff at SFCU, whether it be the person greeting you at the front door, the tellers, the staff that helps with notarizations, mortgages or wire transfers. I have dealt with all of these areas at the Credit Union and have always been assisted in a timely, friendly and helpful manner. It is by far the best bank/credit union I do and have ever done business with.