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Home Equity Loan/2nd Mortgage

Let the value of your home benefit your next project or adventure! Use the equity available in your home for tuition payments, home repairs or improvements, bill consolidation and more.


  • Easy way to tap into your home’s value
  • No closing costs if you borrow at least $25,000. You pay only appraisal and mortgage discharge fees, if applicable
  • May borrow less than $25,000 but borrower pays closing costs
  • Fast approval process
  • Maximum term of 15 years
  • Finance up to 80% of the appraised value less any first mortgage balance.

Upon approval you will need to open an account with the Credit Union and maintain a $5 minimum balance in the account for the life of the loan.

Rates/Terms are subject to change without notice.