Enhance Your Life

…with Mortgage & Home Equity Options

Enhance Your Home

Create the indoor or outdoor spaces of your dreams with an SFCU HELOC.

2.99% APR*

Home Equity Line of Credit

Max Loan Amount $150,000

*Annual Percentage Rate (APR) effective 03/25/2021 and may change at any time. 2.99% rate is fixed for 12 months and variable thereafter. Variable APR equal to the Wall Street Journal Prime Rate (currently 3.25%), however APR shall never fall below 3.00%. Maximum APR is 18%. May require appraisal fee. Homeowner’s property insurance is required; flood and title insurance may be required. Offer available for 1–4 family, owner-occupied properties. Other rates and terms are also available for loans that do not meet these criteria, so please contact us. This program is available for a limited time only and may be withdrawn without notice. All loan requests are subject to credit approval. NMLS# 421594.

Enhance Your Freedom

Want to pay off your mortgage and be done with it? Set a date—then get out and have fun while your mortgage melts away!

2.25% RATE

1–7 Years

2.429% APR*

2.50% RATE

8–15 Years

2.623% APR*

Miracle Melting Mortgage

Max Loan Amount $250,000
No Purchase or Refi | No Points

*2.25% /2.429% Annual Percentage Rate (APR) is effective 04/01/2021, is fixed for terms from 1–7 years and will result in monthly payments between $84.35 to $12.88 per $1,000 borrowed for the principal and interest depending on the term selected. 2.50% /2.623% Annual Percentage Rate is effective 04/01/2021, is fixed for terms from 8–15 years and will result in monthly payments between $11.50 to $6.67 per $1,000 borrowed for the principal and interest depending on the term selected. Valid for refinancing transactions and home purchases of owner-occupied, 1–4 family homes. Current Somerset Federal Credit Union mortgage customers refinancing must increase their existing balance by at least $25,000 or shorten their term by 20%. Payments may include escrow amount for taxes and flood insurance if needed, which will increase your monthly mortgage payments. Homeowner’s property insurance is required; flood and title insurance may be required. Offer available for loan amounts up to 70% of AVM (automated valuation model), with a minimum loan amount of $25,000 and a maximum loan amount of $250,000. Other rates and terms are also available for loans that do not meet these criteria, so please contact us. This program is available for a limited time only and may be withdrawn without notice. All loan requests are subject to credit approval. NMLS# 421594.

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