Our Money Management Officer, Kassandra, was great to work with. I do not think she could do better.
SFCU Member
Banzai Financial Literacy Education
Take Control of Your Money
Somerset Federal Credit Union has partnered with Banzai to bring you clear,
in-depth lessons that help you dive into the financial topics you care most about.
Learning to Budget
Budgeting isn’t about restriction, it’s about prioritizing. The best way to avoid financial strain is to know where your money is going and plan ahead!
Building Credit
It takes credit to get credit, and credit is crucial to buying a new home, finding a place to rent, or purchasing a new car. You have to start somewhere, start here.
Planning for an Emergency
It’s impossible to predict a car breaking down or losing a job, but it’s absolutely possible to prepare for the financial blow. Emergencies happen, make sure you’re prepared.
Featured
50/30/20 Rule
Saving: A simple, practical rule for a budget that’s easy to implement.
Buying a Home:
Exploring Your Options
Housing: Explore your options for buying a home: first-time buyer benefits, best age to buy, building vs. buying…
Savings Calculator
With this savings calculator, you can see how your money will grow in a…
Get Out of Debt
Receive guidance for getting out of debt based on your unique situation.
Budget Calculator
Anticipate monthly and yearly expenses and manage your income with this…
Topics
Auto Loan Affordability Calculator
Simplify car shopping using our car payment affordability calculator.
Teaching Children About Money
These 6 activities teach spending, saving, and investing to kids.
Budget Calculator
Anticipate monthly and yearly expenses and manage your income with this budget calculator.
Stock Market Basics
Learn how to buy & sell stocks so you can start investing your money.
Handling High Inflation
What should I do when faced with high inflation and rising prices?
The Cost of Baby’s First Year
Find out how much you need to save for a new baby!
5 Health Insurance Questions for 2025
Know about all the health insurance options and learn how to choose a plan that best fits your lifestyle, budget and coverage needs before you pick a plan.
Life Insurance
Explore the intricacies of life insurance including term, whole, supplementary life insurance, etc., and how each have their own purposes and benefits.
Health Insurance Basics
A good health insurance plan provides protection in case of an accident or major illness. Take time now to learn how it helps with this simple guide.
Health Savings Accounts
If you have a high-deductible health insurance plan, you can allocate tax-free income toward your health with a health savings account.
How to Prepare Your Home and Finances for a Natural Disaster
While It’s comfortable to assume you’ll never have to face natural disaster, it’s much better to prepare.
Disability Benefits & Insurance
Disability insurance benefits are the best way to know that your finances are secure in the event of an acquired disability or sudden illness.
Life Insurance
Explore the intricacies of life insurance including term, whole, supplementary life insurance, etc., and how each have their own purposes and benefits.
Stock Market Basics
Learn how to buy & sell stocks so you can start investing your money.
Handling High Inflation
What should I do when faced with high inflation and rising prices?
Rule of 72 Calculator By Years
Figure out what interest rate you need for an investment to double in a set number of years.
Retirement Calculator
How much will you need to save for retirement in order to maintain your current lifestyle?
Preparing for a Recession
How do I know if I could handle a major economic downturn?
Teaching Tax Basics
Teach tax basics with Banzai’s financial literacy curriculum.
Completing a Tax Return
Filing your tax return doesn’t have to be as complicated as it seems.
How Does Amortization Work?
Learn how amortization works to spread payments over time.
Tax Planning: Strategies and Tips
Look ahead to the tax consequences of your financial decisions.
Your Tax Return Pre-Game
Learn about tax return basics, including filing status, deductions, and credits.
Federal Income Taxes
Federal Income Taxes are charged on all taxable income in a given year.
The Cost of a Wedding
Broaden your knowledge of what costs affect your wedding plans and budget.
Teaching Tax Basics
Teach tax basics with Banzai’s financial literacy curriculum.
How to Boost Your Local Economy
Take action to help pull the economy out of a downward slide.
5 Health Insurance Questions for 2025
Know about all the health insurance options and learn how to choose a plan that best fits your lifestyle, budget and coverage needs before you pick a plan.
Life Insurance
Explore the intricacies of life insurance including term, whole, supplementary life insurance, etc., and how each have their own purposes and benefits.
Stock Market Basics
Learn how to buy & sell stocks so you can start investing your money.
How Does Amortization Work?
Learn how amortization works to spread payments over time.
Mortgage Application Checklist
Applying for a mortgage takes a lot of documentation, prepping beforehand makes it that much easier.
Buying a Home: Exploring Your Options
Exploring Your Options description to: Explore your options for buying a home: from first-time buyer benefits, down payments, to mortgages & fees.
Working with a Mortgage Lender
Discover the essential steps of working with a mortgage lender.
Your Tax Return Pre-Game
Learn about tax return basics, including filing status, deductions, and credits.
Mortgage Affordability Calculator
How much mortgage can you afford? Find out with our mortgage affordability calculator to give you a clearer picture of what you can realistically afford.
Auto Loan Affordability Calculator
Simplify car shopping using our car payment affordability calculator.
Get Out of Debt
Receive guidance for getting out of debt based on your unique situation.
Stock Market Basics
Learn how to buy & sell stocks so you can start investing your money.
4 Tips for Using Peer-to-Peer Payment Apps
Peer-to-peer payment apps are convenient, but they aren’t risk free.
Borrowing Money for Youth
It’s important to understand how borrowing money works so that you can do so safely when needed.
How Does Amortization Work?
Learn how amortization works to spread payments over time.
What’s Next for Cryptocurrency?
Learn everything you need to know about the next big crypto trends.
Stock Market Basics
Learn how to buy & sell stocks so you can start investing your money.
Rule of 72 Calculator By Years
Figure out what interest rate you need for an investment to double in a set number of years.
Bond Calculator
Calculate how much you could earn from a bond.
Federal Income Taxes
Federal Income Taxes are charged on all taxable income in a given year.
Know Your Net Worth
iscover your net worth based on your assets and liabilities, and learn when net worth is a useful tool for assessing your finances—and when it isn’t.
The Cost of a Wedding
Broaden your knowledge of what costs affect your wedding plans and budget.
Auto Loan Affordability Calculator
Simplify car shopping using our car payment affordability calculator.
Teaching Children About Money
These 6 activities teach spending, saving, and investing to kids.
What’s Next for Cryptocurrency?
Learn everything you need to know about the next big crypto trends.
Budget Calculator
Anticipate monthly and yearly expenses and manage your income with this budget calculator.
Quality vs Cost
Get tips to decide where you should splurge and where you should save.
Professional Help with Your Business
Your business can benefit from the help of experts.
Basic Bookkeeping
Use real-life information to learn the basics of bookkeeping for your business.
Documentation for SBA Loans
In order to apply for an SBA loan, you’ll need to provide the minimum necessary documents.
Federal Income Taxes
Federal Income Taxes are charged on all taxable income in a given year.
Funds to Build Your Business
Growing a business requires a steady flow of money.
Earning Extra Income
Explore your options for earning extra income and see how much you could earn per month.
In my 30+ years in Somerset, I have never seen a financial institution with such great service. Keep up the great work, you have a great deal to be proud of.
SFCU Member
This was the first time I had purchased a vehicle without going through a dealer for financing. When I went to the Credit Union I was seen immediately by the Loan Department. The Loan Officer was very knowledgeable. I was given a list of documents to gather and was promptly taken care of when I returned with them. My wife will be contacting your office about refinancing her student loans.
SFCU Member
I was overall pleased with my experience. Jessica, our Money Management Officer, was easy going and very professional. She understood my circumstance, had compassion and a genuine, caring, pleasant persona for my situation.
SFCU Member