Enroll in Online Banking. It's worth it.

There are many mortgage solutions from Somerset Federal Credit UnionDirect Loan Pay

With Direct Payment you can save 1/4 % on your loan's interest rate.   Each monthly payment is deducted automatically from your checking or savings account. Use Direct Payment for all loans.   It's convenient and eliminates late charges.

You may use direct payment for your mortgage payment - the discount does not apply.